Visit the links below to learn more information on state laws for doing consumer finance business in the State of South Carolina.

Policy Statements and Opinions

• NMLS Abandoned Application - Supervised Lender (PDF)
• NMLS Abandoned Application - Check Cashing (PDF)
• NMLS Abandoned Application - Deferred Presentment (PDF)
• Opinion on Sale of Deferred Presentment Accounts (PDF)

Mortgage Lending Law Codes

• Mortgage Lending
• High Cost Lending
• Federal SAFE Act (PDF)
• Reverse Mortgages

Consumer Lending Law Codes

• Supervised Lender
• Restricted Lender
• Deferred Presentment (Payday Lending)
• Check Cashing

SC Department of Consumer Affairs Administrative Interpretations

• Administrative Interpretations
• Licensing of Supervised Internet Based Lenders (PDF)
• Opinion on Website Licensing and Fees (PDF)

Federal Trade Commission (FTC) Safeguards Rule (PDF)

• Standards for Safeguarding Customer Information (PDF)
• FTC Safeguards Rule: What to know (PDF)