Skip to main content
The Official Web Site of the State of South Carolina


Due to Governor McMaster's March 19, 2020 executive order, Consumer Finance Division, (CFD) is significantly decreasing the number of staff who will be in the office beginning Friday, March 20, 2020. The Governor's decision is to protect state employees during this unprecedented public health crisis. Even though CFD staff will be limited, we will still provide critical business operations, including NMLS transition process and license requests.  If you have any questions please feel free to contact us at


Law Codes, Opinions, and Policy Statements

Visit the links below to learn more information on state laws for doing consumer finance business in the State of South Carolina.

Policy Statements

Mortgage Lending

Consumer Lending

Deferred Presentment (Payday Lending)

Check Cashing

SC Department of Consumer Affairs Administrative Interpretations