Visit the links below to learn more information on state laws for doing consumer finance business in the State of South Carolina.

Policy Statements

• NMLS Transition Policy Statement

Mortgage Lending

• Mortgage Lending
• High Cost Lending
• Federal SAFE Act (PDF)
• Reverse Mortgages

Consumer Lending

• Supervised
• Restricted

Deferred Presentment (Payday Lending)

• Deferred Presentment (Payday Lending)
• Opinion on Sale of Deferred Presentment Accounts (PDF)

Check Cashing

• Check Cashing

SC Department of Consumer Affairs Administrative Interpretations

• Administrative Interpretations
• Licensing of Supervised Internet Based Lenders (PDF)
• Opinion on Website Licensing and Fees (PDF)