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The Official Web Site of the State of South Carolina

The Consumer Finance Division is continuing to operate with a reduced staff in the office Monday through Friday 8:30 a.m. until 5:00 p.m., excluding State Holidays.  If you have any questions please feel free to contact us at  Note: Processing times for applications and requests are longer than normal due to COVID 19 and the high volume of new applications.  Submit all application questions to  Please review the NMLS website prior to contacting the Division.  

NMLS renewals have begun.  Please use the link below to be directed to the NMLS website to begin the renewal process.  For questions relating to NMLS renewal,  please contact the NMLS call center at: 1-855-665-7123.


Annual Renewal

Law Codes, Opinions, and Policy Statements

Visit the links below to learn more information on state laws for doing consumer finance business in the State of South Carolina.

Policy Statements

Mortgage Lending

Consumer Lending

Deferred Presentment (Payday Lending)

Check Cashing

SC Department of Consumer Affairs Administrative Interpretations