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The Official Web Site of the State of South Carolina


Due to Governor McMaster’s ongoing executive order, the Consumer Finance Division is continuing to operate with a reduced staff in the office Monday through Friday 8:30 a.m. until 5:00 p.m., excluding State Holidays.  Although there will be limited staff in office, we will still provide critical business operations, including NMLS renewals and license requests.  If you have any questions please feel free to contact us at       


Law Codes, Opinions, and Policy Statements

Visit the links below to learn more information on state laws for doing consumer finance business in the State of South Carolina.

Policy Statements

Mortgage Lending

Consumer Lending

Deferred Presentment (Payday Lending)

Check Cashing

SC Department of Consumer Affairs Administrative Interpretations